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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $298,504 | $162,812+83.3% | $133,971+122.8% | $158,966+87.8% |
| Participation rate | 92.9% | 83.2%+9.6pp | 79.8%+13.0pp | 82.0%+10.9pp |
| Annual return | 6.69% | 41.94%-35.3pp | 45.09%-38.4pp | 302.95%-296.3pp |
| Employer contribution / active EE | $1,965 | $4,976-60.5% | $3,919-49.8% | $4,762-58.7% |
| Participant deferral / active EE | $6,035 | $5,910+2.1% | $5,047+19.6% | $5,983+0.9% |
| Admin fee / account holder | $82,634 | $11,741+603.8% | $8,929+825.4% | $11,250+634.5% |