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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,394 | $138,114+30.6% | $125,391+43.9% | $134,545+34.1% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -8.13% | 750.88%-759.0pp | 572.41%-580.5pp | 418.37%-426.5pp |
| Employer contribution / active EE | $5,820 | $5,246+10.9% | $4,816+20.9% | $4,742+22.7% |
| Participant deferral / active EE | $23,100 | $7,801+196.1% | $7,448+210.1% | $6,401+260.9% |
| Admin fee / account holder | $5,317 | $11,570-54.0% | $10,009-46.9% | $11,431-53.5% |