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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,283 | $110,830+34.7% | $86,625+72.3% | $167,553-10.9% |
| Participation rate | 100.0% | 75.8%+24.2pp | 71.6%+28.4pp | 82.1%+17.9pp |
| Annual return | 11.43% | 116.99%-105.6pp | 63.52%-52.1pp | 478.89%-467.5pp |
| Employer contribution / active EE | $11,217 | $3,245+245.6% | $2,496+349.4% | $4,840+131.8% |
| Participant deferral / active EE | $9,609 | $4,548+111.3% | $3,700+159.7% | $6,343+51.5% |
| Admin fee / account holder | $2,261 | $8,420-73.1% | $5,830-61.2% | $12,316-81.6% |