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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $247,263 | $138,075+79.1% | $123,552+100.1% | $135,379+82.6% |
| Participation rate | 95.8% | 84.7%+11.1pp | 82.3%+13.5pp | 82.6%+13.2pp |
| Annual return | -2.75% | 153.70%-156.4pp | 119.20%-122.0pp | 519.79%-522.5pp |
| Employer contribution / active EE | $6,776 | $5,152+31.5% | $4,628+46.4% | $4,779+41.8% |
| Participant deferral / active EE | $10,029 | $6,800+47.5% | $6,426+56.1% | $5,609+78.8% |
| Admin fee / account holder | $22,834 | $10,917+109.2% | $9,285+145.9% | $10,828+110.9% |