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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,637 | $209,888+28.5% | $189,545+42.3% | $167,553+60.9% |
| Participation rate | 100.0% | 88.7%+11.3pp | 87.8%+12.2pp | 82.1%+17.9pp |
| Annual return | 12.67% | 748.66%-736.0pp | 555.36%-542.7pp | 478.89%-466.2pp |
| Employer contribution / active EE | $2,339 | $6,915-66.2% | $6,162-62.0% | $4,840-51.7% |
| Participant deferral / active EE | $15,404 | $8,934+72.4% | $8,220+87.4% | $6,343+142.9% |
| Admin fee / account holder | $993 | $14,300-93.1% | $12,049-91.8% | $12,316-91.9% |