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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,393 | $104,937-94.9% | $84,628-93.6% | $152,897-96.5% |
| Participation rate | 90.9% | 74.8%+16.1pp | 68.2%+22.7pp | 82.5%+8.5pp |
| Annual return | 44.78% | 373.88%-329.1pp | 258.80%-214.0pp | 345.43%-300.6pp |
| Employer contribution / active EE | $1,275 | $3,303-61.4% | $2,653-52.0% | $4,764-73.2% |
| Participant deferral / active EE | $3,404 | $4,690-27.4% | $3,900-12.7% | $5,851-41.8% |
| Admin fee / account holder | $619 | $6,243-90.1% | $4,914-87.4% | $11,599-94.7% |