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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,825 | $181,896-67.7% | $156,551-62.4% | $273,972-78.5% |
| Participation rate | 68.8% | 88.4%-19.6pp | 84.0%-15.3pp | 83.0%-14.3pp |
| Annual return | 6.88% | 30.74%-23.9pp | 32.23%-25.3pp | 41.46%-34.6pp |
| Employer contribution / active EE | $6,665 | $6,248+6.7% | $5,501+21.1% | $4,869+36.9% |
| Participant deferral / active EE | $6,581 | $5,550+18.6% | $4,871+35.1% | $5,287+24.5% |
| Admin fee / account holder | $5,834 | $15,560-62.5% | $13,028-55.2% | $10,133-42.4% |