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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,006 | $175,231+5.0% | $149,696+22.9% | $139,466+31.9% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 8.41% | 166.77%-158.4pp | 134.46%-126.0pp | 373.66%-365.3pp |
| Employer contribution / active EE | $14,860 | $5,478+171.3% | $4,821+208.3% | $4,754+212.6% |
| Participant deferral / active EE | $8,838 | $6,521+35.5% | $5,682+55.5% | $6,712+31.7% |
| Admin fee / account holder | $853 | $16,155-94.7% | $13,212-93.5% | $11,409-92.5% |