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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,480 | $152,612-42.7% | $125,192-30.1% | $152,897-42.8% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 2.02% | 54.85%-52.8pp | 43.79%-41.8pp | 345.43%-343.4pp |
| Employer contribution / active EE | $9,781 | $4,947+97.7% | $3,866+153.0% | $4,764+105.3% |
| Participant deferral / active EE | $1,900 | $5,868-67.6% | $4,937-61.5% | $5,851-67.5% |
| Admin fee / account holder | $207,843 | $13,437+1446.8% | $9,704+2041.9% | $11,599+1691.8% |