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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,843 | $78,705-36.7% | $117,860-57.7% | $70,124-28.9% |
| Participation rate | 69.1% | 73.2%-4.1pp | 79.7%-10.6pp | 69.5%-0.4pp |
| Annual return | 17.14% | 23.30%-6.2pp | 335.10%-318.0pp | 73.14%-56.0pp |
| Employer contribution / active EE | $1,872 | $2,223-15.8% | $3,786-50.6% | $2,342-20.1% |
| Participant deferral / active EE | $3,897 | $3,297+18.2% | $4,482-13.0% | $3,332+17.0% |
| Admin fee / account holder | $15 | $5,065-99.7% | $8,021-99.8% | $4,645-99.7% |