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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,714 | $176,794-75.8% | $146,647-70.9% | $167,553-74.5% |
| Participation rate | 58.3% | 83.6%-25.3pp | 80.1%-21.7pp | 82.1%-23.8pp |
| Annual return | 11.43% | 24.04%-12.6pp | 22.75%-11.3pp | 478.89%-467.5pp |
| Employer contribution / active EE | $1,358 | $5,161-73.7% | $4,137-67.2% | $4,840-71.9% |
| Participant deferral / active EE | $3,424 | $6,440-46.8% | $5,506-37.8% | $6,343-46.0% |
| Admin fee / account holder | $10,309 | $13,262-22.3% | $10,281+0.3% | $12,316-16.3% |