Retirement plan

RAND P. SCHWARTZ 401K PLAN

Name: RAND P. SCHWARTZ - RAND P. SCHWARTZ 401K PLAN (2019) Form 5500
Creator: RAND P. SCHWARTZ
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, RAND P. SCHWARTZ 401K PLAN, RAND P. SCHWARTZ

RAND P. SCHWARTZEIN 11-2488113Plan #010PY 2019

1000 PARK BLVD - MASSAPEQUA PARK, NY 11762516-798-2712

Other plans on this EIN

1 filing

#005Retirement-$3.1M assets

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$943K

+28.9% from 2018

Total participants

+25.0% from 2018

Average account balance

$188,504

+3.1% from 2018

Annual return

25.63%

+28.33 pp from 2018

Benchmarks

See 119,375 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants<25

Cohort119,375 peers

Snapshot2019

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

Not enough data

0 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

0 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

Not enough data

0 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

Not enough data

0 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

Not enough data

0 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+6.42%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2G2J3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$36K

$8951 / participant

Other / not subdivided$36K100.0%

% of EOY assets

3.799%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$188,504

$157,270+19.9%

$141,173+33.5%

$152,870+23.3%

Participation rate

100.0%

84.8%+15.2pp

82.5%+17.5pp

82.4%+17.6pp

Annual return

25.63%

64.33%-38.7pp

71.40%-45.8pp

345.34%-319.7pp

Employer contribution / active EE

$2,915

$5,261-44.6%

$4,735-38.4%

$4,763-38.8%

Participant deferral / active EE

$12,048

$7,110+69.5%

$6,710+79.6%

$5,850+105.9%

Admin fee / account holder

$7,161

$12,121-40.9%

$10,262-30.2%

$11,597-38.2%

RAND P. SCHWARTZ 401K PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

RAND P. SCHWARTZ 401K PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion