See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
MERRILL LYNCH PIERCE FENNER & SMITH10+ years Service code 15 · EIN 13-5674085 | Recordkeeping | $43,262 |
ADP BROKER-DEALER5 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $37,273 |
ADP BROKER-DEALER10+ years Service code 49 · EIN 22-3319984 | Other Services | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,811 | $59,417+133.6% | $93,606+48.3% | $74,495+86.3% |
| Participation rate | 68.5% | 59.7%+8.9pp | 68.7%-0.2pp | 67.2%+1.3pp |
| Annual return | 15.75% | 81.83%-66.1pp | 133.20%-117.4pp | 1364.94%-1349.2pp |
| Employer contribution / active EE | $2,260 | $1,264+78.9% | $2,420-6.6% | $2,623-13.8% |
| Participant deferral / active EE | $6,676 | $3,050+118.9% | $4,411+51.3% | $4,346+53.6% |
| Admin fee / account holder | $503 | $3,021-83.3% | $8,285-93.9% | $1,942-74.1% |