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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $276,243 | $154,209+79.1% | $130,062+112.4% | $139,487+98.0% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 19.07% | 32.52%-13.4pp | -137.37%+156.4pp | 373.84%-354.8pp |
| Employer contribution / active EE | $8,275 | $5,292+56.3% | $4,322+91.4% | $4,755+74.0% |
| Participant deferral / active EE | $15,975 | $6,709+138.1% | $5,821+174.5% | $6,713+138.0% |
| Admin fee / account holder | $2,538 | $13,988-81.9% | $10,601-76.1% | $11,407-77.8% |