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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,032 | $142,409-60.0% | $119,634-52.3% | $134,545-57.6% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.3%+20.7pp | 81.2%+18.8pp |
| Annual return | -16.38% | -12.46%-3.9pp | -14.98%-1.4pp | 418.37%-434.7pp |
| Employer contribution / active EE | $5,979 | $5,224+14.4% | $4,232+41.3% | $4,742+26.1% |
| Participant deferral / active EE | $13,271 | $6,468+105.2% | $5,601+136.9% | $6,401+107.3% |
| Admin fee / account holder | $718 | $13,594-94.7% | $10,329-93.0% | $11,431-93.7% |