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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,723 | $65,566-2.8% | $86,235-26.1% | $75,177-15.2% |
| Participation rate | 35.8% | 60.5%-24.7pp | 69.0%-33.2pp | 67.2%-31.4pp |
| Annual return | 17.31% | 46.07%-28.8pp | 1170.03%-1152.7pp | 160.75%-143.4pp |
| Employer contribution / active EE | $673 | $1,553-56.6% | $2,381-71.7% | $2,671-74.8% |
| Participant deferral / active EE | $2,396 | $3,023-20.8% | $3,987-39.9% | $4,126-41.9% |
| Admin fee / account holder | $9,657 | $5,470+76.5% | $6,856+40.9% | $5,651+70.9% |