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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,719 | $100,139-90.3% | $85,187-88.6% | $145,884-93.3% |
| Participation rate | 88.9% | 74.1%+14.8pp | 67.5%+21.4pp | 80.3%+8.6pp |
| Annual return | 12.60% | 84.15%-71.6pp | 66.67%-54.1pp | 551.85%-539.2pp |
| Employer contribution / active EE | $0 | $3,238-100.0% | $2,732-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $4,057 | $5,296-23.4% | $4,525-10.3% | $6,690-39.4% |
| Admin fee / account holder | $3,970 | $7,262-45.3% | $6,162-35.6% | $13,392-70.4% |