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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $281,911 | $115,814+143.4% | $101,275+178.4% | $158,982+77.3% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 10.52% | 56.16%-45.6pp | 46.48%-36.0pp | 302.99%-292.5pp |
| Employer contribution / active EE | $2,350 | $4,176-43.7% | $3,660-35.8% | $4,763-50.7% |
| Participant deferral / active EE | $10,372 | $4,958+109.2% | $4,371+137.3% | $5,983+73.3% |
| Admin fee / account holder | $4,141 | $7,249-42.9% | $5,948-30.4% | $11,252-63.2% |