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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $310,761 | $124,346+149.9% | $111,306+179.2% | $167,553+85.5% |
| Participation rate | 100.0% | 79.6%+20.4pp | 77.3%+22.7pp | 82.1%+17.9pp |
| Annual return | 12.54% | 37.46%-24.9pp | 54.67%-42.1pp | 478.89%-466.4pp |
| Employer contribution / active EE | $5,681 | $3,438+65.3% | $2,732+107.9% | $4,840+17.4% |
| Participant deferral / active EE | $8,398 | $5,182+62.1% | $4,488+87.1% | $6,343+32.4% |
| Admin fee / account holder | $6,344 | $10,623-40.3% | $7,966-20.4% | $12,316-48.5% |