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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,100 | $88,186+192.7% | $165,071+56.4% | $74,459+246.6% |
| Participation rate | 100.0% | 73.1%+26.9pp | 78.6%+21.4pp | 67.2%+32.8pp |
| Annual return | 16.49% | 17.13%-0.6pp | 70.17%-53.7pp | 1369.70%-1353.2pp |
| Employer contribution / active EE | $8,106 | $2,600+211.7% | $4,347+86.5% | $2,626+208.7% |
| Participant deferral / active EE | $3,023 | $4,505-32.9% | $6,035-49.9% | $4,350-30.5% |
| Admin fee / account holder | $17,775 | $2,234+695.6% | $12,695+40.0% | $1,945+814.0% |