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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,873 | $79,449-23.4% | $189,597-67.9% | $85,851-29.1% |
| Participation rate | 100.0% | 66.0%+34.0pp | 78.4%+21.6pp | 69.3%+30.7pp |
| Annual return | 13.06% | 18.45%-5.4pp | 64.20%-51.1pp | 318.63%-305.6pp |
| Employer contribution / active EE | $6,211 | $2,081+198.5% | $4,412+40.8% | $2,565+142.1% |
| Participant deferral / active EE | $4,348 | $4,051+7.3% | $6,174-29.6% | $3,952+10.0% |
| Admin fee / account holder | $3,359 | $5,377-37.5% | $9,807-65.7% | $6,261-46.3% |