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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,748 | $107,733+26.9% | $92,985+47.1% | $154,746-11.6% |
| Participation rate | 66.7% | 74.6%-7.9pp | 69.5%-2.8pp | 80.7%-14.0pp |
| Annual return | 16.68% | 30.39%-13.7pp | 27.99%-11.3pp | 172.34%-155.7pp |
| Employer contribution / active EE | $2,095 | $3,126-33.0% | $2,662-21.3% | $4,379-52.2% |
| Participant deferral / active EE | $2,491 | $5,053-50.7% | $4,377-43.1% | $6,730-63.0% |
| Admin fee / account holder | $3,195 | $11,369-71.9% | $9,463-66.2% | $14,365-77.8% |