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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,039 | $103,393-70.0% | $87,103-64.4% | $152,909-79.7% |
| Participation rate | 18.2% | 79.4%-61.2pp | 76.9%-58.7pp | 82.5%-64.3pp |
| Annual return | 31.88% | 28.10%+3.8pp | 28.19%+3.7pp | 345.46%-313.6pp |
| Employer contribution / active EE | $0 | $3,221-100.0% | $2,521-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $2,023 | $4,778-57.7% | $4,049-50.0% | $5,851-65.4% |
| Admin fee / account holder | $0 | $12,195-100.0% | $7,491-100.0% | $11,601-100.0% |