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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,010 | $110,337+48.6% | $102,383+60.2% | $145,877+12.4% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 10.56% | 24.83%-14.3pp | 24.94%-14.4pp | 551.28%-540.7pp |
| Employer contribution / active EE | $16,462 | $4,216+290.5% | $3,870+325.4% | $4,663+253.0% |
| Participant deferral / active EE | $7,780 | $5,621+38.4% | $5,060+53.8% | $6,691+16.3% |
| Admin fee / account holder | $348 | $9,750-96.4% | $8,391-95.8% | $13,402-97.4% |