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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,332 | $73,988-30.6% | $96,538-46.8% | $75,177-31.7% |
| Participation rate | 100.0% | 66.4%+33.6pp | 74.3%+25.7pp | 67.2%+32.8pp |
| Annual return | 7.81% | 26.73%-18.9pp | 35.74%-27.9pp | 160.75%-152.9pp |
| Employer contribution / active EE | $4,236 | $2,930+44.5% | $3,740+13.2% | $2,671+58.6% |
| Participant deferral / active EE | $8,904 | $3,660+143.3% | $4,880+82.4% | $4,126+115.8% |
| Admin fee / account holder | $1,151 | $5,220-77.9% | $6,737-82.9% | $5,651-79.6% |