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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,342 | $112,131+3.8% | $95,964+21.2% | $158,982-26.8% |
| Participation rate | 50.0% | 79.0%-29.0pp | 77.1%-27.1pp | 82.0%-32.0pp |
| Annual return | 13.93% | 171.19%-157.3pp | 91.64%-77.7pp | 302.99%-289.1pp |
| Employer contribution / active EE | $1,961 | $3,199-38.7% | $2,541-22.8% | $4,763-58.8% |
| Participant deferral / active EE | $7,347 | $4,784+53.6% | $4,167+76.3% | $5,983+22.8% |
| Admin fee / account holder | $759 | $10,136-92.5% | $6,797-88.8% | $11,252-93.3% |