Retirement plan

PECINKA-DUMBACH-FERRI ASSOCIATES, INC. 401(K) PLAN

Name: PECINKA-DUMBACH-FERRI ASSOCIATES, INC. - PECINKA-DUMBACH-FERRI ASSOCIATES, INC. 401(K) PLAN (2016) Form 5500
Creator: PECINKA-DUMBACH-FERRI ASSOCIATES, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, PECINKA-DUMBACH-FERRI ASSOCIATES, INC. 401(K) PLAN, PECINKA-DUMBACH-FERRI ASSOCIATES, INC.

PECINKA-DUMBACH-FERRI ASSOCIATES, INC.EIN 11-2323185Plan #001PY 2016

3 SPIELMAN ROAD - FAIRFIELD, NJ 07004973-812-4277

Prospect flagsLow participationLow fidelity bond

How to read this page

Total assets (EOY)

$1.7M

+17.6% from 2015

Total participants

+45.5% from 2015

Average account balance

$141,253

+7.8% from 2015

Annual return

8.36%

+8.45 pp from 2015

Benchmarks

See 6,181 peers

Peer group

Industry72 - Accommodation and Food Services

Plan typeDefined contribution

Participants<25

Cohort6,181 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$4.99M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$293K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

113.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$256K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$17K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.05%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$5302

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2G2J2T3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).

Expense breakdown

Schedule H Part II

Admin total

$938

$85 / participant

Other / not subdivided$938100.0%

% of EOY assets

0.055%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$141,253

$103,949+35.9%

$69,182+104.2%

$273,972-48.4%

Participation rate

63.6%

67.4%-3.7pp

55.1%+8.5pp

83.0%-19.4pp

Annual return

8.36%

35.28%-26.9pp

-21.93%+30.3pp

41.46%-33.1pp

Employer contribution / active EE

$3,636

$1,783+103.9%

$1,206+201.5%

$4,869-25.3%

Participant deferral / active EE

$8,512

$2,716+213.4%

$1,897+348.7%

$5,287+61.0%

Admin fee / account holder

$78

$3,671-97.9%

$2,697-97.1%

$10,133-99.2%

PECINKA-DUMBACH-FERRI ASSOCIATES, INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

PECINKA-DUMBACH-FERRI ASSOCIATES, INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion