Retirement plan

PECINKA-DUMBACH-FERRI ASSOCIATES, INC. 401(K) PLAN

Name: PECINKA-DUMBACH-FERRI ASSOCIATES, INC. - PECINKA-DUMBACH-FERRI ASSOCIATES, INC. 401(K) PLAN (2024) Form 5500
Creator: PECINKA-DUMBACH-FERRI ASSOCIATES, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, PECINKA-DUMBACH-FERRI ASSOCIATES, INC. 401(K) PLAN, PECINKA-DUMBACH-FERRI ASSOCIATES, INC.

PECINKA-DUMBACH-FERRI ASSOCIATES, INC.EIN 11-2323185Plan #001PY 2024

3 SPIELMAN ROAD - FAIRFIELD, NJ 07004973-812-4277

Prospect flagsHigh feesHigh assets / participant

How to read this page

Total assets (EOY)

$5M

+16.0% from 2023

Total participants

-5.3% from 2023

Average account balance

$293,279

+2.3% from 2023

Annual return

12.05%

-3.25 pp from 2023

Benchmarks

See 14,016 peers

Peer group

Industry72 - Accommodation and Food Services

Plan typeDefined contribution

Participants<25

Cohort14,016 peers

Snapshot2024

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$4.99M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$293K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

113.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$256K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$17K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.05%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$5302

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2G2J2T3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
InformationalHigh assets / participant
Assets per participant exceed $250,000 - top-decile high-value plan.

Expense breakdown

Schedule H Part II

Admin total

$90K

$6009 / participant

Other / not subdivided$90K100.0%

% of EOY assets

1.808%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$293,279

$76,522+283.3%

$56,033+423.4%

$145,884+101.0%

Participation rate

93.3%

63.2%+30.1pp

52.5%+40.8pp

80.3%+13.0pp

Annual return

12.05%

3014.28%-3002.2pp

1711.38%-1699.3pp

551.85%-539.8pp

Employer contribution / active EE

$6,667

$1,382+382.3%

$1,041+540.5%

$4,662+43.0%

Participant deferral / active EE

$10,394

$2,624+296.1%

$1,954+432.0%

$6,690+55.4%

Admin fee / account holder

$5,302

$3,328+59.3%

$2,827+87.5%

$13,392-60.4%

PECINKA-DUMBACH-FERRI ASSOCIATES, INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

PECINKA-DUMBACH-FERRI ASSOCIATES, INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion