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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $264,766 | $74,535+255.2% | $100,712+162.9% | $82,637+220.4% |
| Participation rate | 76.0% | 61.2%+14.8pp | 69.3%+6.7pp | 68.1%+7.9pp |
| Annual return | 12.94% | 18.92%-6.0pp | 33.27%-20.3pp | 53.51%-40.6pp |
| Employer contribution / active EE | $0 | $1,503-100.0% | $2,313-100.0% | $2,552-100.0% |
| Participant deferral / active EE | $9,974 | $3,074+224.5% | $4,085+144.1% | $4,126+141.7% |
| Admin fee / account holder | $2,454 | $6,576-62.7% | $9,256-73.5% | $7,339-66.6% |