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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,918 | $73,863+174.7% | $143,797+41.1% | $68,490+196.3% |
| Participation rate | 64.0% | 66.7%-2.7pp | 80.3%-16.3pp | 67.9%-3.9pp |
| Annual return | -13.05% | 0.91%-14.0pp | -0.04%-13.0pp | -7.85%-5.2pp |
| Employer contribution / active EE | $6,138 | $3,185+92.7% | $4,952+23.9% | $2,597+136.4% |
| Participant deferral / active EE | $5,510 | $3,385+62.8% | $5,638-2.3% | $4,028+36.8% |
| Admin fee / account holder | $6,518 | $5,756+13.2% | $14,679-55.6% | $5,403+20.6% |