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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,119 | $73,978+135.4% | $96,515+80.4% | $75,173+131.6% |
| Participation rate | 81.4% | 66.4%+15.0pp | 74.3%+7.0pp | 67.2%+14.2pp |
| Annual return | 10.27% | 26.72%-16.5pp | 35.73%-25.5pp | 160.72%-150.5pp |
| Employer contribution / active EE | $817 | $2,931-72.1% | $3,740-78.2% | $2,671-69.4% |
| Participant deferral / active EE | $8,601 | $3,660+135.0% | $4,880+76.3% | $4,126+108.4% |
| Admin fee / account holder | $28,996 | $5,219+455.6% | $6,735+330.5% | $5,651+413.2% |