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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $231,307 | $217,432+6.4% | $185,851+24.5% | $167,553+38.0% |
| Participation rate | 83.3% | 86.1%-2.7pp | 81.7%+1.6pp | 82.1%+1.2pp |
| Annual return | 11.56% | 148.43%-136.9pp | 122.11%-110.5pp | 478.89%-467.3pp |
| Employer contribution / active EE | $1,052 | $5,874-82.1% | $5,168-79.6% | $4,840-78.3% |
| Participant deferral / active EE | $7,372 | $6,357+16.0% | $5,569+32.4% | $6,343+16.2% |
| Admin fee / account holder | $11,481 | $19,820-42.1% | $16,245-29.3% | $12,316-6.8% |