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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,381 | $180,459+8.3% | $154,108+26.8% | $135,380+44.3% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -10.99% | 888.21%-899.2pp | 735.21%-746.2pp | 519.81%-530.8pp |
| Employer contribution / active EE | $18,441 | $6,035+205.6% | $5,298+248.1% | $4,779+285.9% |
| Participant deferral / active EE | $11,833 | $5,806+103.8% | $5,081+132.9% | $5,609+111.0% |
| Admin fee / account holder | $465 | $16,145-97.1% | $13,411-96.5% | $10,828-95.7% |