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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $239,171 | $168,635+41.8% | $147,617+62.0% | $125,389+90.7% |
| Participation rate | 100.0% | 88.8%+11.2pp | 84.6%+15.4pp | 83.2%+16.8pp |
| Annual return | 0.61% | 77.65%-77.0pp | 61.98%-61.4pp | 282.24%-281.6pp |
| Employer contribution / active EE | $11,017 | $6,252+76.2% | $5,564+98.0% | $4,866+126.4% |
| Participant deferral / active EE | $7,431 | $5,507+34.9% | $4,895+51.8% | $5,352+38.9% |
| Admin fee / account holder | $546 | $13,580-96.0% | $11,612-95.3% | $9,541-94.3% |