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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,317 | $98,240+7.2% | $82,312+27.9% | $147,586-28.6% |
| Participation rate | 63.2% | 79.7%-16.6pp | 76.9%-13.7pp | 82.8%-19.7pp |
| Annual return | 14.65% | 30.85%-16.2pp | 25.88%-11.2pp | 578.59%-563.9pp |
| Employer contribution / active EE | $866 | $3,192-72.9% | $2,428-64.3% | $4,876-82.2% |
| Participant deferral / active EE | $2,923 | $4,383-33.3% | $3,706-21.1% | $5,439-46.2% |
| Admin fee / account holder | $100 | $8,563-98.8% | $5,608-98.2% | $10,886-99.1% |