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| Provider | Service type | Compensation |
|---|---|---|
Filed as: VOYA RETIREMENT INS. & ANNUITY CO. Service code 26 · EIN 71-0294708 | Advisory (Participants) | $21,678 |
MORNINGSTAR6+ years Service code 27 · EIN 36-3297908 | Advisory (Plan) | $8,097 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $265,932 | $54,590+387.1% | $81,726+225.4% | $73,497+261.8% |
| Participation rate | 100.0% | 68.3%+31.7pp | 72.0%+28.0pp | 70.7%+29.3pp |
| Annual return | 19.40% | 17.74%+1.7pp | 29.49%-10.1pp | 28.51%-9.1pp |
| Employer contribution / active EE | $6,915 | $1,636+322.7% | $4,311+60.4% | $2,270+204.6% |
| Participant deferral / active EE | $10,798 | $2,759+291.4% | $7,108+51.9% | $3,740+188.7% |
| Admin fee / account holder | $450 | $592-23.9% | $5,160-91.3% | $513-12.2% |