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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,060 | $89,367+24.3% | $141,191-21.3% | $72,975+52.2% |
| Participation rate | 86.2% | 75.1%+11.1pp | 82.5%+3.7pp | 69.5%+16.7pp |
| Annual return | 17.83% | 111.87%-94.0pp | 71.41%-53.6pp | 81.01%-63.2pp |
| Employer contribution / active EE | $555 | $3,115-82.2% | $4,736-88.3% | $2,440-77.2% |
| Participant deferral / active EE | $5,951 | $5,419+9.8% | $6,710-11.3% | $3,608+65.0% |
| Admin fee / account holder | $2,109 | $5,957-64.6% | $10,264-79.5% | $5,124-58.9% |