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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $304,741 | $117,829+158.6% | $102,423+197.5% | $145,877+108.9% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 17.89% | 31.83%-13.9pp | 29.42%-11.5pp | 551.28%-533.4pp |
| Employer contribution / active EE | $3,575 | $3,615-1.1% | $3,023+18.3% | $4,663-23.3% |
| Participant deferral / active EE | $10,839 | $5,732+89.1% | $5,054+114.5% | $6,691+62.0% |
| Admin fee / account holder | $14,768 | $13,335+10.7% | $9,455+56.2% | $13,402+10.2% |