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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,671 | $71,873-30.9% | $86,698-42.7% | $68,490-27.5% |
| Participation rate | 54.8% | 72.2%-17.5pp | 76.6%-21.8pp | 67.9%-13.1pp |
| Annual return | -15.62% | 3.54%-19.2pp | 35.96%-51.6pp | -7.85%-7.8pp |
| Employer contribution / active EE | $0 | $2,173-100.0% | $2,837-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $3,251 | $3,779-14.0% | $4,656-30.2% | $4,028-19.3% |
| Admin fee / account holder | $2,046 | $6,110-66.5% | $7,492-72.7% | $5,403-62.1% |