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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $427,795 | $106,247+302.6% | $96,515+343.2% | $139,466+206.7% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 0.52% | 38.47%-37.9pp | 35.73%-35.2pp | 373.66%-373.1pp |
| Employer contribution / active EE | $21,636 | $4,106+427.0% | $3,740+478.6% | $4,754+355.1% |
| Participant deferral / active EE | $16,166 | $5,456+196.3% | $4,880+231.3% | $6,712+140.8% |
| Admin fee / account holder | $34,111 | $7,885+332.6% | $6,735+406.4% | $11,409+199.0% |