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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,899 | $108,701-57.8% | $74,723-38.6% | $152,909-70.0% |
| Participation rate | 100.0% | 65.4%+34.6pp | 54.5%+45.5pp | 82.5%+17.5pp |
| Annual return | 22.31% | 114.12%-91.8pp | 753.18%-730.9pp | 345.46%-323.2pp |
| Employer contribution / active EE | $2,058 | $1,504+36.8% | $1,084+89.8% | $4,764-56.8% |
| Participant deferral / active EE | $3,930 | $2,709+45.1% | $1,962+100.4% | $5,851-32.8% |
| Admin fee / account holder | $801 | $4,906-83.7% | $3,335-76.0% | $11,601-93.1% |