Filed October 20, 2025 (most recent of 2 filings on file)
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,843 | $106,280-33.3% | $96,538-26.6% | $139,487-49.2% |
| Participation rate | 95.2% | 77.8%+17.4pp | 74.3%+20.9pp | 80.3%+14.9pp |
| Annual return | 23.45% | 38.48%-15.0pp | 35.74%-12.3pp | 373.84%-350.4pp |
| Employer contribution / active EE | $12,874 | $4,107+213.5% | $3,740+244.2% | $4,755+170.8% |
| Participant deferral / active EE | $8,329 | $5,457+52.6% | $4,880+70.7% | $6,713+24.1% |
| Admin fee / account holder | $1,112 | $7,888-85.9% | $6,737-83.5% | $11,407-90.2% |