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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,439 | $176,794-40.9% | $146,647-28.8% | $167,553-37.7% |
| Participation rate | 100.0% | 83.6%+16.4pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 7.91% | 24.04%-16.1pp | 22.75%-14.8pp | 478.89%-471.0pp |
| Employer contribution / active EE | $2,506 | $5,161-51.4% | $4,137-39.4% | $4,840-48.2% |
| Participant deferral / active EE | $6,329 | $6,440-1.7% | $5,506+14.9% | $6,343-0.2% |
| Admin fee / account holder | $75,668 | $13,262+470.6% | $10,281+636.0% | $12,316+514.4% |