See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 7-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
INGHAM & COMPANY5+ years Service code 13 · EIN 65-0170152 | Contract Administrator | $72,081 |
NATIONAL FINANCIAL SERVICES2 years Service code 19 · EIN 04-3523567 | Securities Custodian | $5,387 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,806 | $71,142+6.6% | $119,609-36.6% | $64,808+17.0% |
| Participation rate | 61.3% | 78.6%-17.3pp | 79.3%-17.9pp | 71.5%-10.1pp |
| Annual return | -11.01% | -10.01%-1.0pp | -14.97%+4.0pp | 32.82%-43.8pp |
| Employer contribution / active EE | $1,272 | $2,497-49.1% | $4,232-70.0% | $2,506-49.3% |
| Participant deferral / active EE | $3,711 | $4,490-17.3% | $5,602-33.8% | $4,310-13.9% |
| Admin fee / account holder | $217 | $162+33.7% | $10,323-97.9% | $188+15.4% |