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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,938 | $83,908+110.9% | $68,509+158.3% | $125,389+41.1% |
| Participation rate | 90.0% | 78.2%+11.8pp | 74.7%+15.3pp | 83.2%+6.8pp |
| Annual return | 0.55% | 14.48%-13.9pp | 8.27%-7.7pp | 282.24%-281.7pp |
| Employer contribution / active EE | $0 | $3,031-100.0% | $2,278-100.0% | $4,866-100.0% |
| Participant deferral / active EE | $3,911 | $4,125-5.2% | $3,382+15.6% | $5,352-26.9% |
| Admin fee / account holder | $1,557 | $8,982-82.7% | $5,275-70.5% | $9,541-83.7% |