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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $479,641 | $109,905+336.4% | $98,506+386.9% | $167,553+186.3% |
| Participation rate | 100.0% | 75.8%+24.2pp | 73.3%+26.7pp | 82.1%+17.9pp |
| Annual return | 7.50% | 1960.20%-1952.7pp | 1494.92%-1487.4pp | 478.89%-471.4pp |
| Employer contribution / active EE | $10,995 | $3,226+240.8% | $2,961+271.3% | $4,840+127.2% |
| Participant deferral / active EE | $1,868 | $4,674-60.0% | $4,277-56.3% | $6,343-70.6% |
| Admin fee / account holder | $16,144 | $6,760+138.8% | $5,955+171.1% | $12,316+31.1% |