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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,142 | $100,805-53.2% | $86,698-45.6% | $134,532-65.0% |
| Participation rate | 92.3% | 79.0%+13.4pp | 76.6%+15.7pp | 81.2%+11.1pp |
| Annual return | -15.33% | 29.09%-44.4pp | 35.95%-51.3pp | 418.27%-433.6pp |
| Employer contribution / active EE | $751 | $3,490-78.5% | $2,837-73.5% | $4,741-84.2% |
| Participant deferral / active EE | $5,150 | $5,339-3.5% | $4,656+10.6% | $6,401-19.5% |
| Admin fee / account holder | $2,090 | $10,925-80.9% | $7,493-72.1% | $11,429-81.7% |