Retirement plan

DAVIDSON DAY SCHOOL RETIREMENT PLAN

Name: DAVIDSON DAY SCHOOL - DAVIDSON DAY SCHOOL RETIREMENT PLAN (2025) Form 5500
Creator: DAVIDSON DAY SCHOOL
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, DAVIDSON DAY SCHOOL RETIREMENT PLAN, DAVIDSON DAY SCHOOL

DAVIDSON DAY SCHOOLEIN 11-1976223Plan #001PY 2025

750 JETTON STREET - DAVIDSON, NC 28036704-237-5272davidsonday.orgLinkedIn51-200 employeeseducation management

Prospect flagsHigh feesLow participation

How to read this page

Total assets (EOY)

$6.6M

+18.4% from 2024

Total participants

181

-1.6% from 2024

Average account balance

$58,073

+27.7% from 2024

Annual return

14.08%

-0.60 pp from 2024

Benchmarks

See 618 peers

Peer group

Industry61 - Educational Services

Plan typeDefined contribution

Participants100-249

Cohort618 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$6.62M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$58K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

114

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

54.7%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$562K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$4K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.08%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$312

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 4 by compensation

Provider	Service type	Compensation
GREAT-WEST LIFE & ANNUITY INSURANCE3 years Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 E ORCHARD RD · GREENWOOD VILLAGE, CO 80111	Recordkeeping Fees	$34,389
CORNERSTONE WEALTH GROUP4 years Filed as: CORNERSTONE WEALTH GROUP, LLC Service code 27 · EIN 82-2502694	Advisory (Plan)	$16,021
ASCENSUS LLC4 years Filed as: ASCENSUS HOLDINGS INC DBA FUTUREPLA Service code 13	Contract Administrator	$2,839
ASCENSUS LLC4 years Filed as: ASCENSUS HOLDING INC DBA FUTUREPLAN Service code 13 101 W BROADWAY STE 1420 · SAN DIEGO, CA 92101	Contract Administrator	$1,125

Plan features & details

Pension benefit codes2E2G2J2K3D2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$36K

$240 / participant

Recordkeeping$34K95.2%
Other / not subdivided$2K4.8%

% of EOY assets

0.537%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: MELISSA G. CRITCHER CPA PC
Auditor EIN: 271654932
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$58,073

$65,084-10.8%

$67,681-14.2%

$64,340-9.7%

Participation rate

54.7%

66.7%-12.0pp

73.7%-19.0pp

55.2%-0.5pp

Annual return

14.08%

20.50%-6.4pp

590.58%-576.5pp

24.14%-10.1pp

Employer contribution / active EE

$1,278

$2,398-46.7%

$2,678-52.3%

$1,862-31.4%

Participant deferral / active EE

$2,520

$3,210-21.5%

$3,976-36.6%

$2,980-15.5%

Admin fee / account holder

$312

$1,415-78.0%

$6,100-94.9%

$3,703-91.6%

Provider

Service type

Compensation

GREAT-WEST LIFE & ANNUITY INSURANCE3 years

Filed as: EMPOWER ANNUITY INSURANCE COMPANY O

Service code 64

8515 E ORCHARD RD · GREENWOOD VILLAGE, CO 80111

Recordkeeping Fees

$34,389

CORNERSTONE WEALTH GROUP4 years

Filed as: CORNERSTONE WEALTH GROUP, LLC

Service code 27 · EIN 82-2502694

Advisory (Plan)

$16,021

ASCENSUS LLC4 years

Filed as: ASCENSUS HOLDINGS INC DBA FUTUREPLA

Service code 13

Contract Administrator

$2,839

ASCENSUS LLC4 years

Filed as: ASCENSUS HOLDING INC DBA FUTUREPLAN

Service code 13

101 W BROADWAY STE 1420 · SAN DIEGO, CA 92101

Contract Administrator

$1,125

DAVIDSON DAY SCHOOL RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

DAVIDSON DAY SCHOOL RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion