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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,826 | $135,956-50.1% | $123,894-45.3% | $273,972-75.2% |
| Participation rate | 88.9% | 84.1%+4.8pp | 81.4%+7.5pp | 83.0%+5.9pp |
| Annual return | 0.92% | 56.63%-55.7pp | 47.52%-46.6pp | 41.46%-40.5pp |
| Employer contribution / active EE | $3,427 | $5,170-33.7% | $4,617-25.8% | $4,869-29.6% |
| Participant deferral / active EE | $12,857 | $6,343+102.7% | $5,984+114.9% | $5,287+143.2% |
| Admin fee / account holder | $75,489 | $9,817+668.9% | $8,357+803.3% | $10,133+645.0% |