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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,384 | $78,707-16.9% | $117,861-44.5% | $70,126-6.8% |
| Participation rate | 7.4% | 73.2%-65.8pp | 79.7%-72.3pp | 69.5%-62.1pp |
| Annual return | 16.80% | 23.30%-6.5pp | 335.11%-318.3pp | 73.15%-56.3pp |
| Employer contribution / active EE | $1,778 | $2,223-20.0% | $3,786-53.0% | $2,343-24.1% |
| Participant deferral / active EE | $1,778 | $3,297-46.1% | $4,482-60.3% | $3,332-46.6% |
| Admin fee / account holder | $614 | $5,066-87.9% | $8,021-92.3% | $4,645-86.8% |